In-depth articles on the questions that come up most when you're working out whether buying is realistic — deposits, borrowing, affordability, and the schemes that can help. For the full overview, start with the UK Mortgage Guide 2026; for the numbers on your own situation, use the calculators.
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First Time Buyer Guide: Everything You Need to Know
Deposit, mortgage, stamp duty, solicitor, survey, exchange, completion. The full first time buyer process in plain English — with tools and calculators at every step.
Mortgage Interest Rates Explained UK 2026
The Bank of England base rate is 3.75% — so why is your fixed rate 4.47% or higher? This guide explains how UK mortgage rates are actually set: the base rate, swap rates, lender margins and why the Middle East conflict pushed rates up sharply in 2026 with no Bank of England action at all.
Fixed vs Variable Mortgage UK 2026: Which is Right for You?
Bank of England base rate at 3.75%. Average two-year fixed at 5.81%. Best deals from 4.35%. Around 75% of UK borrowers choose fixed — but is that right for everyone? Hall's Homes UK explains how each type works and how to decide.
Kings Liverpool (King Edward Triangle): Independent Development Guide
£1 billion. 2,750 homes. Liverpool's tallest building at 60 storeys. A five-star hotel. No.1 Kings (255 apartments, 28 storeys) received planning approval in February 2026. Hall's Homes UK's independent early-stage assessment of the most ambitious waterfront development in Liverpool's history.
Curzon Wharf Birmingham: Independent Development Guide
£360 million. Birmingham's tallest building at 172 metres. 498 build-to-rent apartments, 732 student beds and 130,000 sq ft of life sciences space — 8 minutes walk from HS2 Curzon Street. Hall's Homes UK's independent assessment.
Why Do Footballers Live in Cheshire? The Real Reasons Behind the Golden Triangle
Nine of England's 2022 World Cup squad lived in Cheshire. Players scrambling for the same houses for two decades. Outstanding schools, Manchester commutability, space and a self-reinforcing community — the real reasons explained.
Where Do Premier League Footballers Live? Cheshire, Surrey and the UK's Footballer Postcodes
From Alderley Edge, Wilmslow and Prestbury to Cobham and Virginia Water — the areas Premier League players consistently choose, verified 2026 property prices and what makes each location so popular.
Edition Birmingham: Independent Buyer & Investor Guide
581 apartments across two phases at Centenary Square. Independent analysis of pricing, mortgage considerations, investment potential and what every buyer should know before purchasing.
From Local Pitches to World Cup Dreams: The Hometowns That Built England's Football Stars
Before the stadiums and international caps, England's football stars grew up in communities across Britain — from Jude Bellingham's Stourbridge to Harry Kane's Chingford, Marcus Rashford's Wythenshawe to Trent Alexander-Arnold's Liverpool. Hall's Homes UK explores the places behind the talent and what makes them great places to live today.
What Mortgage Can I Get With a £20,000 Deposit?
What a £20,000 deposit actually buys in the UK in 2026 — the loan-to-value it gives you, what it represents against average house prices in each English region, worked examples by income, and the schemes that stretch it further.
Can You Get a Mortgage With Bad Credit?
Yes, in most cases — but not on the high street and rarely on the cheapest rates. What counts as adverse credit, the six-year rule, the deposit and rate to expect in 2026, how to improve your profile before you apply, and why a specialist broker matters.
How Much Can I Borrow on My Salary?
What your salary actually lets you borrow in 2026 — income multiples, the affordability stress test, worked examples from £25,000 to £60,000 and joint incomes, and the levers that move the number most.
The Full Cost of Buying a House
The deposit is only the start. Every upfront cost of buying a UK home in 2026 — stamp duty, conveyancing, searches, survey, mortgage fees, removals and insurance — itemised with real figures and a worked total.
Can You Borrow More on Your Mortgage to Renovate?
Lots of buyers take a bigger mortgage meaning to do the place up — but you can't simply add a renovation pot to a purchase loan. How it really works in 2026: borrowing at a higher LTV to free your cash, renovation mortgages, further advances, and what spreading the cost over your term actually costs.
Self-Employed Mortgages: A 2026 Guide
Self-employment changes how you prove your income, not whether you can borrow. How lenders assess sole traders, company directors and contractors, the accounts and SA302s you need, and why a specialist broker matters.