Privacy Policy

Last updated: 15 May 2026

This privacy policy explains how Hall's Homes UK ("we", "us", "our") handles information when you visit mortgagecalcuk.com.

The short version: we don't collect personal information from you directly. We don't have sign-up, contact forms, or email capture. Our calculators run entirely in your browser — the numbers you enter are not sent to us or stored on any server.

The longer version covers what cookies and similar technologies are used on the site, mostly by third parties.

Who we are

Hall's Homes UK is a publisher of free UK mortgage calculators and educational content. The site is operated from the United Kingdom. You can contact us at hallshomesuk@outlook.com.

What information we collect

Information we collect directly: none

We do not run forms, sign-ups, accounts, email capture, or contact submissions on this site. The figures you enter into the calculators (property price, salary, deposit, etc.) are processed by JavaScript in your browser and are not transmitted to us or stored anywhere on our servers.

Information stored in your browser (localStorage)

The site stores a single small preference in your browser's localStorage: your chosen theme (light or dark). This is set when you click the theme toggle button. It is not transmitted to us. You can clear it at any time by clearing your browser data.

Information collected by third parties

We use Google AdSense to display advertisements on this site. Google AdSense uses cookies and similar technologies to serve ads, including measuring ad performance and serving personalised advertising based on your previous interactions with websites.

The information collected by Google AdSense is governed by Google's privacy policies, not ours. You can review them here:

You can manage your Google ad preferences (including opting out of personalised advertising) at google.com/settings/ads.

Our legal basis for processing (UK GDPR)

For the limited cookies served by third parties for advertising purposes, the legal basis is your consent. The localStorage theme preference is set only when you actively click the theme toggle button (your action constitutes consent for that single functional purpose).

Your rights under UK GDPR

You have the right to:

Children

This site is not intended for children under 18. We do not knowingly collect information about minors.

Links to external sites

The site links to external sites including gov.uk, the Financial Conduct Authority register, and Google. We are not responsible for the privacy practices of these external sites.

Changes to this policy

This policy may be updated periodically. The "Last updated" date at the top of this page reflects when the policy was last changed.

Contact

For privacy enquiries or to exercise your rights under UK GDPR, contact us at hallshomesuk@outlook.com.

Note on financial advice: Nothing on this site constitutes financial, legal, or tax advice. Always speak to a qualified, FCA-regulated mortgage broker before making any borrowing decision. Your home may be repossessed if you do not keep up repayments on your mortgage.